Of the total, short-term outstanding loans were estimated at 384 trillion VND, up 4.95% from the end of 2025, while medium- and long-term outstanding loans were estimated at more than 245.4 trillion VND, up 5.59% from the end of 2025.
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| Customers conduct transactions at a bank branch in Tam Hiep ward, Dong Nai City. Photo: Hai Quan |
Credit activities were mainly concentrated in sectors including agriculture, forestry and fisheries; manufacturing and processing; construction; wholesale and retail trade; and the repair of automobiles, motorcycles, motorbikes and other motor vehicles.
Nguyen Duc Lenh, Deputy Director of the State Bank of Vietnam's Regional Branch No. 2, said that in the first months of 2026, the quality of credit services, including consumer credit offered by credit institutions in Dong Nai, continued to improve, thanks to the application of modern banking technology in consumer lending. At the same time, lending via electronic means has continued to expand, while the convenience of account overdraft services and other features has been positively supporting consumer credit activities, creating favorable conditions for individuals and households to access consumer credit more easily.
Author: Hai Quan – Translated by Minh Hong, Minho
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