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Adjust and supplement regulations on credit support for customers affected by the Covid-19 epidemic

The Governor of the State Bank of Vietnam has issued Circular No. 03/2021/TT-NHNN (Circular 03) amending and supplementing a number of articles of Circular No. 01/2020/TT-NHNN on credit organization, foreign bank branches restructure debt repayment terms, exempt or reduce interest and fees, and maintain debt groups to support customers affected by the Covid-19 epidemic.


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A commercial bank in Bien Hoa city.

This Circular ensures the goal of supporting right people, not to take advantage of the policy of profiteering and causing risks to the system of credit organizations under the direction of the Prime Minister and the opinion of the Ministry of Finance. Circular 03 takes effect from May 17, 2021.
Accordingly, Circular 03 continues to create conditions and contribute to support businesses and people to overcome the Covid-19 epidemic by expanding the scope of debt balances to be rescheduled for debt repayment (in the direction of adjusting debt repayment terms), amending and extending a number of timelines compared to Circular No. 01/2020/TT-NHNN), adding more conditions to allow credit organizations to restructure their remaining due debts .…

In Dong Nai, in order to assist in overcoming difficulties caused by the impact of the Covid 19 epidemic, in the early of March, the State Bank of Vietnam, Dong Nai branch issued Document No. 327/DNA-TH asked Directors of credit organizations in the area to drastically implement solutions to remove difficulties and create favorable conditions for borrowers affected by the Covid-19 epidemic in accordance with regulations.…

Vi Quan

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