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Companies looking for credit programmes

(CTT-Đồng Nai) – While the economic is going through a hard time, many companies soon needs to look for a credit source, especially one with preferential interest rate, adjustable repayment period… to stay afloat, recover and expand production. ​

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​Production activity at a wood products manufacturer in Bien Hoa city.

Currently, when the market enters an unstable period, many companies and manufacturers are trying to maintain their production lines and businesses without turning in profit, even suffer losses at times. Consequentially, these companies and manufacturers have asked the banking industry to offer new solutions about capitals, credits to deal with working capitals, short term payments, new policies involve delaying, adjusting, and keeping debt groups of customers and companies facing financial difficulties.
Mr. V., a representative of a company producing wood in Binh Duong province, said that the approach of preferential credit packages, prioritized companies still needs a better connection between banks and companies. As the exporting market is still going through hard times, companies, especially wood producing ones, want the banking service to offer new policies, programs that assist these companies through these trying times, most of all are care packages that lower the interest rate, restructuring repayment period,..which can help companies maintain their productions, pay for workers benefits, slowly recover and overcome this period. 

 Many of the companies' ideas revolve around how to deal with capital, credits to handle working capital, short term payments; policies about rescheduling debts, restructuring repayment period. For new bank loans, companies want the banks to consider these opinions: mortgage evaluation, asset/disbursement rate, business project evaluation,...so they can receive new borrowed capital to maintain, recover their production.

Chairman of the Dong Nai Young Business People Association, Le Bach Long, said that many companies want to approach the supported interest rate programs to get enough capital to recover and expand their business, especially in this time period. Others are waiting for banks to offer lowering interest rate of existing debts, especially businesses that requires aids, and are prioritized, 2% interest rate support… ​

Author: Phan Anh

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